Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the website annapurnabhandaryojna.com (the "Website"), including all content, features, tools, and services offered on or through the Website. These Terms apply to all visitors, users, and others who access or use the Website.

We reserve the right to modify these Terms at any time. Modified Terms will be effective immediately upon posting. Your continued use of the Website after any modifications constitutes your acceptance of the updated Terms. We recommend reviewing these Terms periodically.

These Terms should be read in conjunction with our Privacy Policy and Disclaimer, which are incorporated herein by reference.

2. Nature of the Website

annapurnabhandaryojna.com is an independent information portal that provides educational content about the Annapurna Bhandar Yojana 2026 scheme. The Website is operated by a private entity and is not affiliated with, endorsed by, or authorized by the Government of West Bengal or any government authority.

The Website provides general information including eligibility criteria, application procedures, required document lists, and scheme details as understood from publicly available government announcements. This information is provided for educational and awareness purposes only and should not be construed as legal, financial, or official government advice.

The Website does not process government applications, store government identification data, or guarantee any outcome related to scheme enrollment or benefit receipt. Users seeking to apply for the Annapurna Bhandar Scheme must visit the official government portal at socialregistry.wb.gov.in.

3. Permitted Use

You are permitted to access and use this Website for the following purposes:

Any unauthorized use of this Website may give rise to a claim for damages and may constitute a criminal offense. We reserve the right to restrict access to any user found to be engaging in prohibited activities.

4. Intellectual Property Rights

All content on this Website — including but not limited to text, graphics, logos, images, audio clips, and software — is the intellectual property of annapurnabhandaryojna.com or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.

You may view, download, and print content from this Website for your personal, non-commercial use, provided that you maintain all copyright and other proprietary notices. You may not reproduce, redistribute, publish, sell, or otherwise exploit the Website's content for commercial purposes without our express written consent.

References to government scheme names, official program names, and related terminology are used for informational and descriptive purposes only and do not imply any trademark claim or government authorization by this Website.

If you believe that any content on this Website infringes your intellectual property rights, please contact us promptly with full details of your claim so we can investigate and take appropriate action.

5. User-Submitted Content

When you submit a contact form inquiry or any other communication to this Website, you grant us a non-exclusive, royalty-free right to use, store, and process that communication for the purpose of responding to your inquiry and improving our services. You represent and warrant that any content you submit:

• Does not violate any applicable law or regulation
• Is truthful and not misleading
• Does not contain defamatory, offensive, or harmful content
• Does not infringe the intellectual property rights of third parties
• Does not include unsolicited commercial communications (spam)

We reserve the right to refuse, remove, or discard any submitted content that we determine, at our sole discretion, violates these Terms or is otherwise inappropriate.

6. Third-Party Advertising

This Website participates in the Google AdSense advertising program operated by Google LLC. Third-party advertisers may serve advertisements on this Website, and such advertisers may use cookies and similar tracking technologies to collect information about your browsing activities across websites.

We have no control over the advertisements displayed by third-party advertising networks. The presence of any advertisement on this Website does not constitute our endorsement of the advertiser, the advertised product, or any claims made in the advertisement. We are not responsible for the content, accuracy, or availability of advertised products or services.

Users who interact with third-party advertisements do so at their own risk. Any transaction, agreement, or dispute arising between you and a third-party advertiser is solely between you and that advertiser and does not involve this Website. We encourage users to review the terms and privacy policies of advertisers before making any purchasing decisions.

7. Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. To the fullest extent permissible by law, we disclaim all warranties including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that the Website will be uninterrupted, error-free, or free of viruses
• Warranties regarding outcomes of any scheme application based on our content

We do not warrant that defects in the Website will be corrected or that the Website or the server that makes it available are free of viruses or bugs. It is your responsibility to ensure that any products, services, or information available through this Website meet your specific requirements.

8. Limitation of Liability

To the maximum extent permitted by applicable law, annapurnabhandaryojna.com and its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages including but not limited to:

• Loss of profits, revenue, savings, or data
• Damages arising from reliance on inaccurate or outdated information
• Damages arising from inability to access or use the Website
• Damages arising from scheme application outcomes
• Damages caused by third-party links or advertisements

Some jurisdictions do not allow the exclusion or limitation of liability for certain types of damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability shall be limited to the fullest extent permitted by law.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, specifically the laws applicable to digital information platforms under the Information Technology Act, 2000, and associated rules and regulations. Any disputes arising from these Terms or your use of this Website shall be subject to the exclusive jurisdiction of the courts of West Bengal, India.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

10. Contact

If you have any questions or concerns about these Terms and Conditions, please contact us through our Contact page. We are committed to resolving any concerns you may have about our terms of service in a transparent and fair manner.